Many factors play into how to repay your share of $135 billion mortgage debt

With homeowners owing a collective $134.8 billion in home mortgages, this sector of the financial industry draws a great deal of attention, with some of the interest focusing on specialty mortgage payment plans such as "biweekly" mortgages. Andrew Housser, co-founder and co-CEO of Bills.com, understands that paying a home loan off early has appeal -- but he advises borrowers to first understand the process.

Jamaican forges into Bank of America’s “Chairman’s Club” with $34 million in loans

In the cutthroat world of banking, especially in the area of mortgage loans, attaining any recognition is an admirable feat, but achieving the membership to the “Chairman’s Club” of Bank of America is a prestigious honor bestowed only for exceptional performance.

Michelle E. Richards-Phillips, mortgage loan officer and assistant vice president of Bank of America Mortgage, has achieved this milestone, having closed $34 million in loans in 2006. It requires at least $28 million to qualify, but with $34 million, she is not only in the club, she is also ranked first in Bank of America in North and South Broward.

Just months after migrating to the US in 1999, she was employed to Bank of America. Having already worked in two major banks in Jamaica, Bank of Jamaica and Worker’s Bank, Michelle was not new to the industry. However, she quickly learned the subtle differences in the banking here and applied herself.

The St. Kitts & Nevis Aquaculture Pilot Project & Environmental Research (SNAPPER)

I would like to share the excitement of successfully growing Tilapia in 100% seawater inland. This project began in 1999 as a challenge, after learning that a fisherman in Jamaica caught a tilapia in his seine net. My background as an administrator of government funding for community projects, led me to investigate the fisheries complex at Twickenham Farm in Jamaica, where experimental brood ponds were in operation. I learned as much as I could and fell in love with aquaculture.

The doors of The School of Health Careers swing open to a world of opportunity. Located at 3190 State Road 7 in Lauderdale Lakes, The School of Health Careers has been changing professional lives since 1993. With programs that include Medical Assistant, Dental Assistant and Medical Insurance Coding and Billing, the curriculum is structured to satisfy the needs of a South Florida job market yearning for highly trained medical and dental professionals.

In the highly competitive career school landscape, The School of Health Careers is among the top schools with similar programs. The focus is on their students, and the proof is in the graduates. The School of Health Careers’ diverse student body features many new immigrants from the Caribbean earnestly trying to snare their piece of the American Dream. Home Health Aides craving a financial boost and professional challenge choose The School of Health Careers to upgrade their credentials and open doors of opportunity. Laborers in search of a professional alternative from long hours and minimal pay seek refuge in the classrooms with hopes of a more rewarding future. These are just a few of the ways The School of Health Careers changes lives everyday.

With China continuing to make strides in the industrial world, American car manufacturers are bracing themselves for possible competition from the Chinese.

At the recent International Auto Show in Detroit, Chinese carmaker, Hunan Changfeng Motor Co. displayed its Liebao and Fiebao vehicles, which include a pair of small SUV’s and two pickup trucks. This follows the showing of another Chinese made car by Geely Automobile at last year’s international auto show. The fact that these companies had cars on display at the prestigious and popular auto show is seen by those in the auto industry as an indication that China could be targeting he U.S. market.

According the Associated Press American entrepreneur, Malcolm Bricklin, who was responsible for bringing the Yugo and Subaru to the USA, said “One of these days you’re going to see Chinese cars all over the place.” Bricklin wants to export Chinese cars from China to the U.S. as soon as 2009.