Home  Business Business
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African Americans targeted by phone fraud |
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Sunday, 15 June 2008 |
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Many types of fraud start with a phone call. Do you know who’s
calling you?If not, you may be putting your hard-earned money at risk.
Fraudulent
telemarketing calls affect millions of people every year. Recently,
the Federal Trade Commission (FTC) announced the largest telemarketing
fraud case sweep in their history, including 180 law enforcement
actions by federal, state, and local agencies. The FTC filed federal
district court complaints against 13 allegedly deceptive telemarketing
operations. The FTC estimates the companies involved defrauded more
than 500,000 consumers, resulting in over $100 million in losses.
African American consumers may more likely be victims of fraud. FTC’s
fraud survey report, Consumer Fraud in the United States, noted that
African Americans were more likely to have experienced fraud than
non-Hispanic whites. For African Americans, the three most frequently
reported frauds were paying an advanced fee for a promised credit card
or loan; being billed for a buyers’ club membership the consumer had
not agreed to purchase; and fraudulent foreign lotteries.
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Karl Samuda talks business |
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Sunday, 08 June 2008 |
A number of Jamaican businessmen and businesswomen gathered at the
Broward County Convention Center, Fort Lauderdale for the Jamaica USA
Chamber of Commerce’s 2nd annual Jamaican Business Expo held on May 29
and 30.
The expo had on display a moderate range of businesses and products
from Jamaica and some impressive artwork from the island as well.
However, the attendance paled in comparison to the previous expo and
some were speculating that it could be because of the venue.
However, the 3rd Annual Recognition and Installation Luncheon carried a
full house and was a success. Welcome remarks came from Broward County
Commissioner, Diana Wasserman-Rubin who welcomed attendees, lauded the
Chamber and broke out into Marley music.
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Sunday, 01 June 2008 |
Preparing to own your own home? You join the ranks of the 48 percent of
African Americans who own their own homes, according to the U.S. Census
Bureau. Since African American homeowners often live in or near large,
urban areas, you are likely to face the decision between a new model
and an older "fixer-upper." While the saying "if it's not broke, don't
fix it" is wise in most areas of life, buying a home brings a different
twist on that idea. Experienced home owners might say that if it's not
broke, it's a good candidate for improvement.
Some people believe that new equals better. New homes are built with
better energy efficiency, structural stability and overall safety in
mind than those of previous generations. Brand new homes will have
brand new electrical systems, floors, plaster, plumbing and appliances
all ready for moving in, with no need for refurbishment. Today’s homes
offer more space and more convenience. That means larger closets,
garages and bedrooms, built-in dishwashers and modular kitchen systems.
New homes can even be designed for those with disabilities or other
limitations. There is also the benefit of a builder’s warranty in case
defects are found.
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Is telecommuting for you? |
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Sunday, 01 June 2008 |
"Work from home." This phrase elicits curiosity whenever employed
people read it. For many people the ability to work from home, commonly
known as telecommuting, is a dream come true. Parents could spend more
time with their children, commuters could save on gas and automobile
expenses, night owls could sleep in, and strong-willed personalities
could be their own bosses.
The definition of a telecommuter has wide variability. Some work
entirely from home, others work partially from home and partially at an
office. They may be self-employed, salaried employees, freelancers,
independent contractors, or have some other arrangement. Some
telecommuters have a conventional day job and use home-based work on
the side to supplement their income.
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How to spend your stimulus check |
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Sunday, 04 May 2008 |
Some of you have already received your stimulus checks. It’s not that
much money when you really look it. If you are single, with no kids,
it’s a mere $600. But if you have a big family, you might have some
money to go around. But before you rush out and buy that high
definition TV or hit the department store racks, here are some ways in
which you can let those stimulus checks go to work!
According to Verona Myrie, personal finance counselor at Amalgamated
Credit Counselors, Inc., “You want to take care of your secured debts,
like mortgage payments and car payments, then your unsecured debts like
credit cards payments.”
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